How quickly should I get my storm-damaged roof inspected?

Inspect your roof within 48 hours of the storm if possible. Document damage with your own photos and contact your insurance company promptly. We schedule inspections quickly during storm season. Early documentation helps with insurance claims.

Is storm damage covered by homeowners insurance?

Most homeowners insurance covers storm damage from covered perils like hail, wind, and falling objects, minus your deductible. Flood damage is typically not covered unless you have flood insurance. We help determine what's covered and maximize your settlement.

What if the insurance adjuster says the roof is fine?

Sometimes adjusters miss damage or underestimate severity. We can provide a second professional opinion. Our detailed documentation may support a claim appeal. Don't accept initial denial without professional assessment.

How much does it cost to repair storm damage?

Storm damage repair costs vary based on damage extent and roof size. Most homeowners pay only their insurance deductible when claims are properly documented. We provide free estimates for uninsured damage.

Should I replace my roof or just repair it after storm damage?

That depends on roof age and damage extent. We recommend replacement if your roof is 18+ years old or damage is widespread. Targeted repair works for localized damage on younger roofs. We discuss options and provide cost comparison.

Can I file a claim if I haven't noticed obvious damage?

Yes. Many roofs sustain hidden damage—bruised shingles, loose flashing, or torn underlayment—that doesn't show from the ground. Professional inspection discovers this hidden damage, supporting claims that might otherwise be denied.

Storm Damage Recovery

Storm Damage Roof Repair in Indianapolis, IN

Hail, wind, or heavy rain damage your roof? SPG Roofing & Exteriors provides free storm damage assessments, professional documentation, and insurance claim support throughout Indianapolis and Central Indiana.

Get a Free Estimate Call (317) 707-6637

Free InspectionsInsurance ExpertsCertified TeamsComplete Restoration

Storms happen. When they damage your roof, acting fast matters. SPG Roofing & Exteriors provides comprehensive storm damage assessment, professional documentation for insurance claims, and complete roof restoration throughout Indianapolis and Central Indiana. We identify every defect, coordinate with your insurance adjuster, and restore your roof to full integrity.

Damage Evaluation

Comprehensive Storm Damage Assessment

After a severe weather event, your roof may show visible damage—missing shingles, dents, torn flashing—or hidden damage only professionals detect. Our certified inspectors perform systematic roof assessment using aerial photography, close-up analysis, and detailed measurements. We assess shingle condition, check flashing integrity, inspect gutters and downspouts, and examine siding for impact damage. This thorough evaluation identifies all storm-related issues for insurance documentation.

SPG roofing project completed in Exterior Brownsburg, Indiana

Claims Support

Insurance Claim Documentation & Support

Insurance companies require professional documentation to approve storm damage claims. We provide detailed damage reports with high-quality photographs, measurements, and assessment notes. Our reports show damage patterns, severity, and locations—exactly what adjusters need. We submit documentation directly to your insurance company, answer technical questions, coordinate inspections, and advocate for maximum coverage. Most homeowners avoid out-of-pocket costs when claims are properly documented.

Strategic Decisions

Repair vs. Replacement After Storm Damage

Not all storm damage requires full roof replacement. Some roofs benefit from targeted repair of affected sections. We evaluate roof age, damage extent, and overall condition to recommend the most cost-effective solution. If your roof is 15+ years old or damage is extensive, replacement is typically more economical. If damage is localized to specific areas, repair may be appropriate. We discuss options, provide pricing, and let your insurance adjuster's recommendation guide the final decision.

SPG roofing project completed in Front Martinsville, Indiana

Central Indiana Specialists

Local Storm Damage Expertise

Central Indiana experiences regular spring and summer storms—hail, straight-line winds, heavy rain, and occasional tornadoes. We understand local weather patterns, regional roof systems, and Indiana insurance requirements. Our crews have handled hundreds of storm damage cases in Indianapolis, Carmel, Fishers, and surrounding areas. We know how local insurance companies evaluate claims and what documentation they require.

Why Choose SPG

Key Benefits

Free Storm Damage Inspections

No-cost roof assessment after severe weather with detailed damage report.

Professional Documentation

High-quality photos, measurements, and technical reports for insurance claims.

Insurance Claim Specialists

We coordinate with adjusters and advocate for maximum claim settlement.

Rapid Response

Fast inspection within 24-48 hours of reported damage events.

Repair & Replacement

Complete restoration services—targeted repairs or full roof replacement.

Certified Inspectors

Trained professionals certified in storm damage assessment and documentation.

Our Process

How It Works

From first call to final walkthrough — here's what to expect.

Free Storm Damage Inspection

Schedule a free inspection. Our certified inspector assesses roof damage, takes detailed photographs, and creates a comprehensive damage report.

Damage Documentation & Report

We provide a detailed report with photographs, measurements, and professional assessment. This documentation is submitted to your insurance company.

Insurance Claim Coordination

We submit documentation, answer adjuster questions, coordinate inspections, and work to ensure your claim receives maximum approval.

Roof Repair or Replacement

Once approved, we perform repairs or replacement. All work meets manufacturer specifications and local building codes.

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What Our Customers Say

James RichardsonIndianapolis, IN

A summer storm hammered our roof with hail. SPG Roofing & Exteriors came out, documented everything, and handled the insurance claim. We got a full roof replacement with minimal out-of-pocket cost.

Elizabeth WarnerCarmel, IN

We weren't sure if our roof was damaged or how severe it was. SPG Roofing & Exteriors's free inspection found significant damage we missed. Their claim documentation got us approved quickly.

Christopher LopezFishers, IN

Wind damage tore off several shingles and damaged flashing. SPG Roofing & Exteriors assessed the damage, coordinated with our insurance, and had repairs done in a week. Professional and thorough.