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Hail Storm Damage

Hail Damage Roof Inspection & Repair

Free hail damage inspections for roofs, siding and gutters across Central Indiana, with the photos and measurements your insurance claim needs.

Free Hail InspectionsAdjuster Meetings600+ Insurance Jobs Since 2018Roof, Siding & Gutters

Hail damage is easy to miss from the ground and easy to find on the roof. SPG Roofing & Exteriors inspects roofs, siding and gutters for hail damage across Central Indiana, photographs what we find, and meets your insurance adjuster on site. Since 2018 we have completed more than 600 insurance jobs, most of them roofing, and many also include gutters or siding. If you want someone to negotiate the claim, we can refer you to a licensed public adjuster.

Roof Inspection

Hail Damage Roof Inspection

A hail inspection covers every slope of the roof, not just the side you can see. On asphalt shingles we look for:

  • Dark spots where hail knocked the granules off.
  • Soft spots, or bruises, where the shingle mat is fractured under the surface.
  • Cracked or broken shingles and damaged ridge caps.
  • Dents in metal vents, flashing, gutters and downspouts, which show how big the hail was and which way it came from.

Insurance adjusters usually look for a pattern of hits across each slope, so we mark and photograph the damage slope by slope and measure the roof. You get the photos whether or not you hire us.

Malarkey Highlander Black Oak roof, front view, Fishers, IN
Roof Repair

Hail Damage Roof Repair or Replacement

Whether hail damage can be repaired depends on how much of the roof was hit and how old it is. A few damaged shingles on one slope can usually be replaced. Hail bruising spread across several slopes usually means a full replacement, because patched shingles next to bruised ones will keep failing. Older shingles can also be hard to match.

Hail damage does not always leak right away. Lost granules and bruised shingles wear out faster, so a roof that looks fine after a storm can start leaking a season or two later. That is why it is worth an inspection after any storm with hail that dented metal around your house. See roof replacement and roof repair.

Siding

Hail Damage Siding Repair

Hail cracks and punches holes in vinyl siding, especially on the side of the house that faced the storm, and it can chip and dent fiber cement and aluminum. We check every wall, along with window wraps, trim, soffit and fascia, and photograph the damage with the roof so it can all be handled in one claim and one project.

Whether siding is repaired or replaced depends on how many panels are damaged and whether matching panels are still made. See siding repair.

Malarkey Vista Storm Gray roof, front view, Indianapolis, IN
Hail Size

How Big Does Hail Have to Be to Damage a Roof?

The National Weather Service treats hail 1 inch across or larger (about the size of a quarter) as severe. Hail that size and up commonly damages asphalt shingles, but smaller hail can still dent gutters and vents, crack older vinyl siding, and damage roofs that are already worn. Wind matters too, because wind-driven hail hits harder and at an angle.

A quick check: if hail left dents in gutters, downspouts, AC units or a car parked outside, have the roof inspected.

Insurance

Hail Damage and Your Insurance Claim

Most of our hail work goes through homeowners' insurance. You file the claim with your insurer. We provide the photos and measurements and meet your adjuster on site to show what we found. If you want someone to negotiate the claim for you, we can refer you to a licensed public adjuster. Once the claim is approved, we schedule the repair or replacement.

Policies set their own deadlines for reporting damage, so check yours and don't wait long after a storm. See insurance claims for more.

Recent Storms

Recent Hail in Central Indiana

From National Weather Service reports on this year's storms:

See all recent Central Indiana storms.

Why Choose SPG

Key Benefits

Free Hail Inspections

A full roof, siding and gutter inspection at no cost and with no obligation to hire us.

Slope-by-Slope Photos

Photos and measurements of the damage on every slope and wall, yours to keep.

Adjuster Meetings

We meet your adjuster on site and show the damage we documented.

Roof, Siding and Gutters

Hail rarely hits only the roof, so we inspect the whole exterior.

Our Process

How It Works

From first call to final walkthrough — here's what to expect.

1

Free Hail Inspection

One of our reps inspects the roof, siding, gutters and other exterior metal for hail damage and photographs what they find.

2

Damage Documentation

You get photos and measurements of the damage, and we tell you whether it looks like enough for a claim.

3

Adjuster Meeting

If you file a claim, we meet your adjuster on site and walk through the damage.

4

Repair or Replacement

Once the claim is approved, our crews repair or replace the damaged roof, siding and gutters.

4.9
on Google

What Our Customers Say

TT
Tonya T.

“I recently moved into my Franklin home and have contracted several companies for home improvements. Due to the tornadoes in the area in late March, I had roof damage and needed quick assessment to avoid more interior damage. I called Grady Phillips at SPG as they did the roof replacement on my previous home. By that afternoon, my roof was tarped to prevent more damage. Grady and the team worked with my insurance company to get me coverage for a complete roof replacement. They completed the project within a few weeks. Jordan, the on-site manager, answered all my questions and kept me fully informed. The construction team was respectful and quick. I am very happy with the whole process and my new roof. They have been the best home repair company that I have worked with this year.”

TM
Tonya M.

“We had hail damage to our home and detached garage and SPG were prompt with providing an estimate, very friendly and helpful with our questions, and provided exceptional service. They worked with our insurance company (not an easy task) and were in constant communication with us. Their roofing and siding crews worked very hard and cleaned up after the job was complete. I would strongly recommend you contact SPG for your next job. Dustin and AJ will take great care of you and your home through the entire process!”

AG
Anne G.

“We had a very stressful siding situation, and this team made the entire process manageable from start to finish. They were professional, responsive, and flexible throughout. They even met with the insurance adjuster and helped make that transition smooth. Communication was clear, expectations were set well, and the work was handled efficiently. I would absolutely recommend them!”

SPG Roofing & Exteriors — Ranked #86 on Roofing Contractor magazine's 2026 Top 100 list

National Recognition

Top 100 Roofing Contractor in America

Ranked #86 in Roofing Contractor magazine's 2026 Top 100 list — up from #92 in 2025.

The only Central Indiana contractor on the 2026 list.

Our Recent Projects

Frequently Asked Questions

Service Areas

Hail Damage Repair Near You

We proudly serve homeowners and businesses across Central Indiana.

Ready to Get Started?

Contact SPG Roofing & Exteriors today for a free, no-obligation estimate.