What wind speed causes roof damage?

Shingle damage can begin at sustained winds of 45-50 mph. Gusts above 60 mph commonly lift and tear shingles, especially older or improperly installed ones. Severe storms with 70+ mph winds can cause catastrophic damage including structural failure. Indiana regularly experiences damaging straight-line winds during severe thunderstorms.

How do I know if wind damaged my roof?

Look for missing or displaced shingles, exposed underlayment, shingle debris in the yard, lifted flashing around vents or chimneys, and damage concentrated on one side of the roof. Inside, check for new water stains on ceilings or walls. Many wind damage signs are only visible from roof level, which is why professional inspection is recommended after any severe storm.

Does homeowners insurance cover wind damage?

Most standard homeowners policies cover wind damage to your roof and exterior minus your deductible. Some policies in high-risk areas may have separate wind/hail deductibles. We document all damage thoroughly to support your claim and work directly with your insurance adjuster to maximize your settlement.

Should I get an inspection even if I do not see visible damage?

Yes. Wind can loosen shingle seals, crack flashing, and compromise siding attachments without obvious visual signs from the ground. These hidden issues lead to leaks and further damage over time. A free professional inspection after a severe wind event protects you from discovering damage months later when it may no longer be covered by your insurance claim window.

What is the difference between this page and your wind damage repair page?

This page covers wind damage assessment, identification, and the full insurance claim process. Our wind damage repair page at /storm-damage/repair/wind-damage/ focuses specifically on the repair and restoration work itself — the materials, techniques, and scope of physical repairs we perform after damage is documented and claims are approved.

How quickly should I act after wind damage?

Act immediately. Emergency tarping should happen within hours if your roof deck or interior is exposed. File your insurance claim within 24-48 hours and get a professional inspection within the first week. Most insurance policies have time limits for filing storm damage claims — typically 1-2 years, but earlier filing produces better outcomes.

Wind Storm Damage

Wind Damage Assessment & Restoration

Central Indiana sees straight-line winds, microbursts, and tornadoes that rip shingles, peel siding, and topple trees onto roofs. We assess the full scope of wind damage, coordinate your insurance claim, and restore your home to pre-storm condition.

Get a Free Estimate Call (317) 707-6637

Free Wind Inspections24/7 Emergency ResponseInsurance Claim ExpertsFull Exterior Restoration

High winds are one of the most common causes of exterior damage in Indiana. Whether a severe thunderstorm peeled back shingles, a microburst tore off siding panels, or a fallen limb punctured your roof, wind damage demands fast, professional assessment. SPG Roofing provides free wind damage inspections, thorough documentation for insurance claims, and complete restoration of roofing, siding, gutters, and trim.

Understanding Wind Damage

Types of Wind Damage to Your Home

Wind doesn't have to reach tornado speeds to cause serious exterior damage. Sustained winds above 45 mph and gusts over 60 mph are common during Indiana storm season and can compromise every part of your home's exterior.

Roof damage — lifted, curled, or missing shingles; exposed underlayment or decking; broken ridge caps; damaged flashing around vents and chimneys. Even partial shingle lift breaks the seal and allows water intrusion.

Siding damage — blown-off panels, cracked vinyl, loosened fiber cement boards, and impact damage from airborne debris. Wind-driven rain penetrates behind compromised siding and causes moisture damage to sheathing.

Gutter and trim damage — gutters pulled away from fascia, downspouts detached, soffit panels blown open, and fascia boards cracked or displaced. These components protect your roof edge and attic ventilation.

Structural impact — fallen trees and large branches can puncture decking, crack rafters, and compromise roof structure. These require emergency tarping and immediate professional assessment.

SPG roofing project completed in Exterior Greenwood, Indiana

Key Differences

Wind Damage vs. Hail Damage

Insurance adjusters treat wind and hail damage differently, and proper identification matters for your claim. Wind damage typically shows directional patterns — shingles lifted or missing on the windward side, siding blown off in one direction, and debris impact concentrated on the side facing the storm.

Hail damage shows a random scatter pattern with impact marks distributed across all surfaces regardless of direction. Many storms produce both wind and hail damage simultaneously. Our inspectors are trained to identify and document both types separately, which can strengthen your insurance claim by demonstrating multiple damage causes.

Insurance Claims

Navigating Wind Damage Insurance Claims

Most homeowners insurance policies cover wind damage minus your deductible. The challenge is proving the full extent of damage to your insurance company. Adjusters may miss hidden damage or attribute existing wear to wind events.

Our certified inspectors create detailed damage reports with directional analysis, measurements, and high-resolution photography that document every affected area. We meet with your insurance adjuster on-site, walk them through our findings, and advocate for full coverage of legitimate wind damage. This process consistently results in higher claim approvals and faster settlements for our clients.

SPG roofing project completed in Beech Grove, Indiana

Why Choose SPG

Key Benefits

Free Wind Damage Inspections

Complete property assessment at no cost. We inspect roof, siding, gutters, trim, and structural components for wind damage.

Emergency Tarping & Board-Up

24/7 emergency response to prevent further damage from exposed roof decking, broken windows, or structural breaches.

Insurance Claim Documentation

Detailed damage reports with directional wind analysis, measurements, and photography to maximize your insurance settlement.

Full Exterior Restoration

Complete repair of roofing, siding, gutters, fascia, soffit, and trim. We restore every wind-damaged component.

Debris & Tree Removal

Safe removal of fallen trees, branches, and storm debris from your roof and property before repairs begin.

Adjuster Coordination

We meet with your insurance adjuster on-site, present our findings, and negotiate on your behalf for fair claim resolution.

Our Process

How It Works

From first call to final walkthrough — here's what to expect.

Emergency Response

If your home has active leaks or structural exposure, we provide emergency tarping and board-up within hours to prevent further damage.

Comprehensive Inspection

Our certified inspectors assess your entire exterior — roof, siding, gutters, soffit, fascia, and trim. We identify all wind damage including areas not visible from the ground.

Damage Documentation

We create a detailed report with directional wind analysis, high-resolution photography, measurements, and professional damage assessment for your insurance company.

Insurance Coordination

We file your claim, meet with the adjuster on-site, walk through our documentation, and advocate for full coverage of all legitimate wind damage.

Restoration & Repair

Once approved, our crews restore all damaged components — new shingles, siding panels, gutters, trim, and any structural repairs needed. Work is completed to manufacturer specifications with warranty coverage.

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What Our Customers Say

David RichardsonNoblesville, IN

A microburst tore shingles off two sides of our roof. SPGRoof was out the same day with a tarp, and their documentation got our entire claim approved. Could not have asked for better service.

Angela TorresGreenwood, IN

Wind blew off several siding panels and damaged our gutters. Their inspector found damage we missed and the insurance payout covered everything. Professional and thorough from start to finish.

Mark JenningsPlainfield, IN

A tree fell on our roof during a storm. SPGRoof handled the emergency tarp, tree removal, and full roof replacement. They coordinated everything with our insurance company.