Was my property affected by the April 27 storms?

If you live anywhere in Central Indiana — including Indianapolis, Greenwood, Carmel, Fishers, Noblesville, Brownsburg, Avon, Plainfield, Zionsville, Westfield, Franklin, Mooresville, Whiteland, Beech Grove, Shelbyville, or Columbus — your property was in the storm's path. Tornado warnings were issued across Marion, Johnson, Hendricks, Morgan, Hancock, Shelby, Boone, Clinton, Tippecanoe, Bartholomew, Brown, Henry, Rush, and Decatur counties. Hail and wind damage are often invisible from the ground. The only way to know for sure is a professional roof inspection. We offer these completely free with no obligation.

How long do I have to file an insurance claim for storm damage?

Most Indiana homeowners insurance policies require prompt reporting of damage. While specific timeframes vary by policy, we recommend filing within 30 days of the storm event. Waiting too long can result in claim denial. Contact us immediately for a free inspection so we can document damage while it is fresh.

Will my insurance rates go up if I file a storm damage claim?

Indiana law prohibits insurance companies from raising rates solely because you filed a weather-related claim. Storm damage claims are considered 'acts of nature' and are treated differently from at-fault claims. You should not avoid filing a legitimate claim out of fear of rate increases.

What size hail causes roof damage?

Hail as small as 1 inch in diameter can damage asphalt shingles. The April 27 storms produced hail of quarter-size and larger across south-central Indiana — large enough to cause significant damage to roofing, siding, gutters, and windows. Even if you did not see large hail at your specific location, smaller hail combined with 50+ mph wind gusts can still cause hidden damage.

A tree fell on my house — what should I do first?

Get everyone away from the affected area, shut off power to the damaged section if it is safe to do so, and call us at (317) 707-6637. We provide 24/7 emergency tarping to keep water out while you arrange tree removal and the insurance claim. We can document the damage for your claim and begin restoration as soon as the tree is cleared.

Do I need to pay anything out of pocket?

In most cases, homeowners only pay their insurance deductible. The insurance settlement covers the cost of materials and labor for the full restoration. We work directly with your insurance company to ensure the claim covers all documented damage.

Can I wait to get my roof repaired?

We strongly recommend against waiting. Hidden storm damage worsens over time — small cracks and lifted shingles lead to water infiltration, mold growth, and structural damage. Additionally, delaying your insurance claim can result in denial. Schedule your free inspection now while the damage is recent and well-documented.

April 27–28, 2026 Severe Weather

Central Indiana Storm Damage — Free Inspections Now Available

A line of severe thunderstorms and tornado-warned cells crossed Central Indiana the night of April 27, bringing damaging wind gusts, hail, downed trees, and roof damage from Indianapolis to Bloomington. If your property was in the storm's path, schedule your free inspection today.

Get a Free Estimate Call (317) 707-6637

Free Storm InspectionsInsurance Claim Experts24/7 Emergency ResponseServing All of Central IN

On the night of Monday, April 27, 2026, a powerful line of severe thunderstorms moved across Central Indiana. The National Weather Service issued tornado warnings for Marion, Johnson, Hendricks, Morgan, Hancock, Shelby, Boone, Clinton, Tippecanoe, Bartholomew, Brown, Henry, Rush, Decatur, Greene, Monroe, and Owen counties — among others. Reports include quarter-sized and larger hail in south-central Indiana, damaging wind gusts that knocked out power for tens of thousands of customers, trees fallen onto homes in Madison Township and Morgan County, and confirmed roof damage including the roof of Greenwood High School. If you live anywhere in Central Indiana — Indianapolis, Greenwood, Carmel, Fishers, Noblesville, Brownsburg, Avon, Plainfield, Zionsville, Westfield, Franklin, Mooresville, Whiteland, Beech Grove, Shelbyville, or Columbus — your roof and exterior may have sustained damage you cannot see from the ground. SPG Roofing & Exteriors is offering free storm damage inspections to all homeowners in our service area.

What Happened

April 27–28 Storm Impact on Central Indiana

The storm system that moved through Indiana the evening of April 27 produced widespread severe weather from roughly 8 p.m. through 2 a.m. Tuesday. The Storm Prediction Center had placed western Indiana under a Level 3 of 5 risk for severe storms. Tornado-warned cells tracked across Marion, Johnson, Hendricks, Morgan, Hancock, Shelby, Boone, Clinton, Fountain, Montgomery, Tippecanoe, Greene, Monroe, Owen, Brown, Bartholomew, Henry, Rush, and Decatur counties. Hail reports of quarter-size and greater came in across south-central Indiana. Damaging wind gusts ripped shingles from roofs, knocked down trees, and dropped power lines — Duke Energy reported nearly 20,000 customers without power and AES Indiana reported thousands more outages across Indianapolis. The National Weather Service is still surveying damage to determine whether tornadoes touched down. Many homeowners are unaware their property was damaged — hail impacts and lifted shingles are often invisible from the ground.

Hail impact on roof shingle identified during storm damage inspection

Hidden Damage

Why You Need a Professional Inspection

Hail and wind damage is often invisible to the untrained eye. Shingle bruising, hairline cracks, and displaced granules weaken your roof's ability to shed water — but they look normal from the driveway. Missing or lifted shingles from high winds may only be visible from the rooftop. Siding impacts, cracked window seals, and bent gutters are easy to overlook. Without professional inspection, hidden damage leads to leaks, mold, and costly repairs months later. Our certified inspectors climb every roof, photograph every impact, and document damage your insurance company needs to see.

Storm damage — torn shingles and exposed roof edge requiring repair

Insurance Claims

We Handle Your Storm Damage Claim From Start to Finish

Filing a storm damage insurance claim can be overwhelming, especially when you are dealing with cleanup, downed trees, and temporary repairs. SPG Roofing manages the entire process. We provide detailed damage documentation with photographs, measurements, and professional assessment. We submit directly to your insurance company and coordinate with the adjuster on-site. Most homeowners pay only their deductible — the insurance settlement covers the rest. Do not wait to file. Indiana insurance policies typically require timely reporting of storm damage, and delays can jeopardize your claim.

Exposed plywood decking after storm blew shingles off roof

Why Choose SPG

Key Benefits

Free Storm Inspections

Complete roof, siding, gutter, and window inspection at no cost. No obligation.

Insurance Claim Management

We document damage, file your claim, and meet with the adjuster on your behalf.

24/7 Emergency Tarping

If your roof is actively leaking or has a tree on it, we provide emergency tarping to prevent further interior damage.

All Exterior Materials

We repair and replace roofing, siding, gutters, soffit, fascia, and windows damaged by the storm.

Hail & Wind Damage Specialists

Certified inspectors trained to identify hail bruising, impact marks, granule loss, and lifted shingles on all material types.

Serving All Central Indiana

Indianapolis, Greenwood, Carmel, Fishers, Noblesville, Brownsburg, Avon, Plainfield, and beyond.

Our Process

How It Works

From first call to final walkthrough — here's what to expect.

Schedule Your Free Inspection

Call (317) 707-6637 or fill out our contact form. We are prioritizing inspections in storm-affected areas and can typically inspect your property within 24-48 hours.

Professional Damage Assessment

Our certified inspector examines your entire exterior — roof, siding, gutters, windows, and fascia. We photograph and document every area of damage.

Insurance Claim Filing

We prepare a detailed damage report and submit it to your insurance company. We coordinate directly with your adjuster and attend the on-site inspection.

Full Restoration

Once your claim is approved, our crews restore your property to pre-storm condition. All work is completed to manufacturer specifications with warranty coverage.

4.9

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What Our Customers Say

Mike ReynoldsGreenwood, IN

After the last big storm, SPGRoof found hail damage across our entire roof that we never would have noticed. They handled everything with our insurance company and we only paid our deductible.

Sarah MitchellCarmel, IN

Their emergency response was incredible. They had a tarp on our roof the same night the storm hit, and the full repair was done within two weeks. Can't recommend them enough.

David HernandezIndianapolis, IN

I wasn't sure if we had damage worth claiming. SPG's free inspection found significant hail damage to both our roof and siding. The insurance covered a full replacement.