What wind speed causes roof damage?

Shingle damage can begin at sustained winds of 45-50 mph. Gusts above 60 mph commonly lift and tear shingles, especially older or improperly installed ones. Severe storms with 70+ mph winds can cause catastrophic damage including structural failure. Indiana regularly experiences damaging straight-line winds during severe thunderstorms.

How do I know if wind damaged my roof?

Look for missing or displaced shingles, exposed underlayment, shingle debris in the yard, lifted flashing around vents or chimneys, and damage concentrated on one side of the roof. Inside, check for new water stains on ceilings or walls. Many wind damage signs are only visible from roof level, which is why professional inspection is recommended after any severe storm.

Does homeowners insurance cover wind damage?

Most standard homeowners policies cover wind damage to your roof and exterior minus your deductible. Some policies in high-risk areas may have separate wind/hail deductibles. We document all damage thoroughly to support your claim and meet your insurance adjuster on site.

Should I get an inspection even if I do not see visible damage?

Yes. Wind can loosen shingle seals, crack flashing, and compromise siding attachments without obvious visual signs from the ground. These hidden issues lead to leaks and further damage over time. A free professional inspection after a severe wind event protects you from discovering damage months later when it may no longer be covered by your insurance claim window.

What is the difference between this page and your wind damage repair page?

This page covers wind damage assessment, identification, and the full insurance claim process. Our wind damage repair page at /storm-damage/repair/wind-damage/ focuses specifically on the repair and restoration work itself: the materials, techniques, and scope of physical repairs we perform after damage is documented and claims are approved.

How quickly should I act after wind damage?

Act immediately. Emergency tarping should happen within hours if your roof deck or interior is exposed. File your insurance claim within 24-48 hours and get a professional inspection within the first week. Most insurance policies have time limits for filing storm damage claims, typically 1-2 years, but earlier filing produces better outcomes.

Wind Storm Damage

Wind Damage Assessment & Restoration

Central Indiana sees straight-line winds, microbursts, and tornadoes that rip shingles, peel siding, and topple trees onto roofs. We assess the full scope of wind damage, document it for your insurance claim, and make the repairs.

Get a Free Estimate Call (317) 707-6637

Free Wind InspectionsCalls Answered 24/7Photo DocumentationFull Exterior Restoration

High winds are one of the most common causes of exterior damage in Indiana. Whether a severe thunderstorm peeled back shingles, a microburst tore off siding panels, or a fallen limb punctured your roof, wind damage demands fast, professional assessment. SPG Roofing provides free wind damage inspections, thorough documentation for insurance claims, and complete restoration of roofing, siding, gutters, and trim.

Understanding Wind Damage

Types of Wind Damage to Your Home

Wind doesn't have to reach tornado speeds to cause serious exterior damage. Sustained winds above 45 mph and gusts over 60 mph are common during Indiana storm season and can compromise every part of your home's exterior.

Roof damage: lifted, curled, or missing shingles; exposed underlayment or decking; broken ridge caps; damaged flashing around vents and chimneys. Even partial shingle lift breaks the seal and allows water intrusion.

Siding damage: blown-off panels, cracked vinyl, loosened fiber cement boards, and impact damage from airborne debris. Wind-driven rain penetrates behind compromised siding and causes moisture damage to sheathing.

Gutter and trim damage: gutters pulled away from fascia, downspouts detached, soffit panels blown open, and fascia boards cracked or displaced. These components protect your roof edge and attic ventilation.

Structural impact: fallen trees and large branches can puncture decking, crack rafters, and compromise roof structure. These require emergency tarping and immediate professional assessment.

Architectural shingle roof, front view, Greenwood, IN

Key Differences

Wind Damage vs. Hail Damage

Insurance adjusters treat wind and hail damage differently, and proper identification matters for your claim. Wind damage typically shows directional patterns: shingles lifted or missing on the windward side, siding blown off in one direction, and debris impact concentrated on the side facing the storm.

Hail damage shows a random scatter pattern with impact marks distributed across all surfaces regardless of direction. Many storms produce both wind and hail damage simultaneously. Our inspectors are trained to identify and document both types separately, which can strengthen your insurance claim by demonstrating multiple damage causes.

Insurance Claims

Navigating Wind Damage Insurance Claims

Most homeowners insurance policies cover wind damage minus your deductible. Wind damage that can't be seen from the ground is easy to miss.

Our reps photograph every affected area and write a detailed repair scope. If you file a claim, we meet your insurance adjuster on site and walk them through what we found. A licensed public adjuster we work with can negotiate the claim for you if you want one.

SPG roofing project completed in Beech Grove, Indiana

Why Choose SPG

Key Benefits

Free Wind Damage Inspections

Complete property assessment at no cost. We inspect roof, siding, gutters, trim, and structural components for wind damage.

Emergency Tarping & Board-Up

Emergency tarping to prevent further damage from exposed roof decking, broken windows, or structural breaches.

Insurance Claim Documentation

Detailed damage reports with directional wind analysis, measurements, and photography for your insurance claim.

Full Exterior Restoration

Complete repair of roofing, siding, gutters, fascia, soffit, and trim. We restore every wind-damaged component.

Debris & Tree Removal

Safe removal of fallen trees, branches, and storm debris from your roof and property before repairs begin.

Adjuster Coordination

We meet with your insurance adjuster on-site and present our findings. If you want someone to negotiate the claim for you, we work with a licensed public adjuster.

Our Process

How It Works

From first call to final walkthrough: here's what to expect.

Emergency Response

If your home has active leaks or structural exposure, we provide emergency tarping and board-up to prevent further damage.

Comprehensive Inspection

Our reps assess your entire exterior: roof, siding, gutters, soffit, fascia, and trim. We identify all wind damage including areas not visible from the ground.

Damage Documentation

We create a detailed report with directional wind analysis, high-resolution photography, measurements, and professional damage assessment for your insurance company.

Insurance Coordination

We meet the adjuster on site and walk through our documentation of the wind damage.

Restoration & Repair

Once approved, our crews restore all damaged components: new shingles, siding panels, gutters, trim, and any structural repairs needed. Work is completed to manufacturer specifications with warranty coverage.

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What Our Customers Say

James D.

“This has been one of the best business experiences I have had in Indiana over the last 11 years of residence. Wind damage to my roof and two interior rooms on April 2nd brought both a quick insurance claim to USAA and an equally quick estimate from SPG Roofing & Exteriors. Chris Sheets of SPG was instrumental in helping USAA see the light in a more fair estimate after an initial under-estimate from the first USAA estimator. Once USAA was on the same page with SPG, Derek took over and managed the scheduling and quality control of the various workers who replaced my roof and renovated my two guest bedrooms. All was done efficiently and professionally. I could not be more pleased with the overall team at SPG Roofing and Exteriors. Highly recommended for their can-do and timely response to my storm damage.”

Chelsea H.

“We had a great experience with SPG, specifically Jackson! He was professional, helpful, quick to answer questions, worked closely with our insurance company and always made sure our project was running smoothly. SPG did an amazing job replacing our roof, siding, gutters and downspouts after a big hail storm damaged our house. Would highly recommend!”

Wayne H.

“SPG Roofing & Exteriors was instrumental in assisting us with obtaining commercial grade windows for our house after storm damage. It wouldn’t have happened without the expertise and perseverance of Chris Sheets and AJ Grady. They are truly knowledgeable professionals who care about their customers. I highly recommend SPG for any roofing or exterior needs.”